HomeFederal Student Loan Default – No Time Limit On Offsets

Federal Student Loan Default – No Time Limit On Offsets

We Reduce Business Debt

Lawscape is dedicated to helping business owners successfully resolve their business debt without headaches, or long term consequences.

We Provide Nationwide Business Debt Relief

Lawscape provides nationwide business debt relief services. We work a wide array of lenders, service providers, and types of business debt. We are able to restructure and reduce, all types of secured and unsecured business debt. 

Millions of Dollars in Debts

Our team has experience handling 10’s of millions in debt, ranging from SBA debt, to Merchant Cash Advance and more. 

All Types Of Debt

Regardless of the type of business debt you have, we can help. We have experience handling all types of secured and unsecured business debt. 


Our company is led by experienced business debt relief experts who have experience handling secured and unsecured debt nationwide. 

Failing To Repay Business Debt Isn’t The End

Many business owners think failing to repay business debt means: your business is over.

This simply isn’t true. Business debt is a problem which CAN be handled, just like everything else; but only if you take pro-active steps. Lawscape helps you understand the law, and works with you to make sure that business debt isn’t the end of your business. 

What Are Some Ways We Can Help With Business Debt Relief?

Our experienced business debt relief consultants are here to help you through this stressful time. 

Facing Federal Student Loan Default? No Sweat With Lawscape On Your Side

Hey there! It’s Lawscape from the Lawscape. You know, student loan defaults can be a nasty business. All these talks of administrative wage garnishment, income tax refund offset – feels like stepping into a boxing match, doesn’t it? Just you wait! Let me share something which could make you even more worried – at least that’s what it’d do to a layman. There’s no statute of limitations for offsets.

You’re thinking, “what’s he saying?” Allow me to clarify…

The phrase “No statute of limitations on offsets” may sound like some kind of cryptic law code, but let me break it down. Simply put, there’s no set time limit for when the government can collect debt from you. Still confused? Here’s the backstory.

This whole thing was a bit of a gray area, thanks to something called the Debt Collection Improvement Act. Now, back in the old days, this little act would prevent any offset on claims that had gone unsettled for more than a decade. Can you imagine? A world where after ten years, you could expect those student debt letters to stop. Unfortunately, reality is way different. Long story short, the US Supreme Court decided in 2005 that this ten-year statute didn’t apply to student loans. So, yes, those student loans? Uncle Sam can come to collect at any time according to this ruling on the Debt Collection Improvement Act.

Is this bad news? Well, not if you’re working with me, Lawscape.

Here is where I come into the picture. At Lawscape, my team and I are fully committed to helping you wiggle your way out of federal student loan default tangles. So, you can say goodbye to those relentless collection attempts.

Need some help? Reach out to us at 212-460-5004. We’re ready for a chat and some friendly advice.

Need More Reasons To Connect With Lawscape?

Are you thinking, “Why should I trust my case with the Lawscape?” Well, let me put your mind at ease. We’ve helped our clients resolve millions of dollars in debts through Offer in Compromise and negotiated repayment agreements. This is not one of those tall claims – we’ve done this all without our clients having to declare bankruptcy or face home foreclosure.

Show me some proof, you say?

By the powers vested in me by the Agency Practice Act, I’ve successfully represented debtors nationwide before the SBA, The SBA Office of Hearings and Appeals, the Treasury Department, and the Bureau of Fiscal Service . And I’m not just talking about loose change here- I’m talking about billions in Treasury debts.

What’s that, you want even more assurance? Well, we’ve used every tool in the book to make these financial scares disappear. I’m talking AWG Hearings, Treasury Offset Program Resolution, cross-servicing disputes, representing against private collection agencies. We’ve done it all.

So there you have it – if your federal student loan default is losing you sleep, you now have a number to call. The Lawscape is ready to step into the breach!

Lawscape Can Help You Manage Your Business Debt

If you’re struggling with business debt, we can help you understand your situation. During the initial consultation, we’ll go over the contract, and other legal documents you signed. After that, our firm will work with you to get a better understanding of your situation, and help you come up with a game plan that keeps your business alive. 

We Handle It All


Merchant Cash Advance


SBA Debt Relief


Secured Business Debt


Unsecured Business Debt

Everyone has different types of business debt. What matters is that you take it seriously. Regardless of whether it’s secured, or unsecured, you need to work with a firm that understands how to negotiate, reduce, settle, and manage, this business debt. 

Discuss your situation today

We are here to help you, and want nothing more than to help you save your business. Speak to our business debt relief specialists today.

Contact information

Call us today for a risk free consultation.

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