HomeSBA Debt Relief Options

SBA Debt Relief Options

We Reduce Business Debt

Lawscape is dedicated to helping business owners successfully resolve their business debt without headaches, or long term consequences.

We Provide Nationwide Business Debt Relief

Lawscape provides nationwide business debt relief services. We work a wide array of lenders, service providers, and types of business debt. We are able to restructure and reduce, all types of secured and unsecured business debt. 

Millions of Dollars in Debts

Our team has experience handling 10’s of millions in debt, ranging from SBA debt, to Merchant Cash Advance and more. 

All Types Of Debt

Regardless of the type of business debt you have, we can help. We have experience handling all types of secured and unsecured business debt. 


Our company is led by experienced business debt relief experts who have experience handling secured and unsecured debt nationwide. 

Failing To Repay Business Debt Isn’t The End

Many business owners think failing to repay business debt means: your business is over.

This simply isn’t true. Business debt is a problem which CAN be handled, just like everything else; but only if you take pro-active steps. Lawscape helps you understand the law, and works with you to make sure that business debt isn’t the end of your business. 

What Are Some Ways We Can Help With Business Debt Relief?

Our experienced business debt relief consultants are here to help you through this stressful time. 

A Chat Over Some Coffee: Bailing Out of SBA Debt Trap

You remember the day you got that Small Business Administration (SBA) loan, don’t you? You were brimming with hope and determination to pay it back, but here we are – just trying to keep your business and yourself afloat. But hey, cheer up! There are options at your disposal to give you some much-needed SBA debt relief.

One of the most viable solutions in these troubled waters might still be an unknown territory for you – submitting an offer of compromise. Sound confusing? Let’s traverse this territory together.

A Pathway to Relief: Offer in Compromise

Submitting an offer in compromise is somewhat like a lifeline tossed at you when you’re drowning in economic & financial uncertainties. It’s just one of the ways that can help you regain your lost financial footing.

On the brighter side, you still have the option to haggle a bit with your lender. You could end up with a workout agreement that’s better suited to your altered financial landscape. Intrigued about offer in compromise and how it can lower your non-tax debt? Let’s delve right in!

Understanding SBA Debt Relief

First things first, you’re not alone in this struggle. According to The Bureau of Labor, 1 in 5 businesses wave the white flag in their first year; half of them are out of the game by their fifth year. This explains why SBA opens its vault, lending and guaranteeing millions of dollars each year. They are betting on your resilience, your mettle to bounce back, and your thirst to grow.

So, when you struggle with SBA loan repayment, don’t fret! You still can seek SBA debt relief.

Devising Your SBA Debt Relief Strategy

One of the strong moves in this game of chess is submitting an offer in compromise to the SBA. The SBA then reviews your individual circumstances, annalysing whether to greenlight or reject your offer.

Decoding SBA Offers in Compromise

As a personal guarantor, you’re tied up with your business. If your business stumbles on SBA loan repayment, the burden falls on your shoulders. The SBA offer in compromise program lets personal guarantors like you pay less than the complete debt to settle. But there’s a catch – your business must be out of operation to get the benefits of this program.

Fear not! There’s a silver lining with the help of your loyal partner in this legal journey – Lawscape from the Lawscape.

Your Counsel – Lawscape

Under Todd’s guidance, you can navigate through this waters unscathed. He’ll help you devise a compelling offer, driven by numbers, and backed by irrefutable documentation.

The Elephant in The Room – SBA Loan Debt & AWG

Let’s face it. When SBA loan debts knock on your door, liquidating your business assets might seem like the only viable option. Unfortunately, liquidation often doesn’t cover the total balance of loan and the remaining amount falls on you, the personal guarantor.

To make things worse, the Department of Treasury through the dreaded Administrative Wage Garnishment (AWG) process, could order wage garnishment to recover the delinquent non-tax debt. But relax, the debtor’s right to request an official hearing saves the day!

In such scary scenarios, the experience and expertise of specialist like Lawscape can be a gamechanger.

Tick-Tock: The SBA Loan Default Statute of Limitations

This SBA loan default statute refers to the time a lender has to sue a borrower for loan default. It’s crucial to remember that once your debt is serviced by SBA or the Treasury, no statute of limitations exists for administrative remedies.

Again, when it comes to walking on such thin ice, Lawscape is your reliable guide who can provide the legal buffer you need.

Time Out: SBA Loan Deferment

In certain circumstances, SBA lenders can offer loan deferments to borrowers for a limited time, providing much needed breathing space.

Your Trusted SBA Attorney

From battling SBA loan defaults to navigating through SBA offers in compromise, Lawscape has always had your back in these legal waters. His assertive stance and wealth of knowledge in handling Offer in Compromise cases is your trump card.

So, reach out to the Lawscape. Their unwavering focus on helping you sail through your SBA debt relief case could be your life raft, leading you towards the shores of recovery.

Why Should You Choose Us?

Our victories speak louder than words, as we’ve resolved millions of dollars in SBA debts through Offer in Compromise and negotiated repayment agreements- without any bankruptcy filings or home foreclosures for our clients. We’ve successfully defended against Treasury debts using different legal maneuvers and clauses, providing much-needed financial relief to our clients.

As authorized by the Agency Practice Act, we have the privilege of representing Federal Debtors nationwide before SBA, The SBA Office of Hearings and Appeals, the Treasury Department, and the Bureau of Fiscal Service.

So, let us help you write a comeback story rather than a farewell note! Because you don’t just need a lawyer, you need a Lawscape.

Lawscape Can Help You Manage Your Business Debt

If you’re struggling with business debt, we can help you understand your situation. During the initial consultation, we’ll go over the contract, and other legal documents you signed. After that, our firm will work with you to get a better understanding of your situation, and help you come up with a game plan that keeps your business alive. 

We Handle It All


Merchant Cash Advance


SBA Debt Relief


Secured Business Debt


Unsecured Business Debt

Everyone has different types of business debt. What matters is that you take it seriously. Regardless of whether it’s secured, or unsecured, you need to work with a firm that understands how to negotiate, reduce, settle, and manage, this business debt. 

Discuss your situation today

We are here to help you, and want nothing more than to help you save your business. Speak to our business debt relief specialists today.

Contact information

Call us today for a risk free consultation.

Copyright: © 2023 Lawscape. All Rights Reserved.

This is a staging enviroment