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SBA Director Issues Final Report

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Lawscape provides nationwide business debt relief services. We work a wide array of lenders, service providers, and types of business debt. We are able to restructure and reduce, all types of secured and unsecured business debt. 

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Our team has experience handling 10’s of millions in debt, ranging from SBA debt, to Merchant Cash Advance and more. 

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Regardless of the type of business debt you have, we can help. We have experience handling all types of secured and unsecured business debt. 


Our company is led by experienced business debt relief experts who have experience handling secured and unsecured debt nationwide. 

Failing To Repay Business Debt Isn’t The End

Many business owners think failing to repay business debt means: your business is over.

This simply isn’t true. Business debt is a problem which CAN be handled, just like everything else; but only if you take pro-active steps. Lawscape helps you understand the law, and works with you to make sure that business debt isn’t the end of your business. 

What Are Some Ways We Can Help With Business Debt Relief?

Our experienced business debt relief consultants are here to help you through this stressful time. 

Hey there! So, let’s chat about the state of the Small Business Administration, or SBA as you might know it. Just recently, Maria Contreras-Sweet, the head honcho of the SBA, published her final report before handing over the reins. You know how it goes, out with the old, in with the new, and all that jazz. If you want to digest the whole report, you can grab your digital copy here: [sba-exit-memo](

Breaking Down the Memo

Maria had quite a bit to say in her farewell report. She pointed out the SBA’s actions during the financial crisis, how they acted as the lighthouse amidst the storm to keep small businesses safe. As things started looking up, they made sure these businesses weren’t left behind.

Here were their main goals:
1. Modernizing programs and systems to improve access to capital.
2. Ensuring equal opportunities for entrepreneurs no matter where they come from.
3. Enhancing support structures to cultivate high-impact, exponential growth startups.
4. Opening up access to global markets through exporting.

The SBA’s Track Record

In her report, Maria proudly mentioned that since 2009, the SBA guaranteed a whopping $179 billion in small business loans. That’s more than anyone else in history! And there’s more – annual SBA lending in their most massive programs rose by more than 160 percent since the recession, according to the report.

But, of course, every rose has its thorns. During the recession, SBA loan defaults spiked. Back in 2004, the default rate was only 2.4%, but by 2009, it jumped to almost 12%. That’s quite the hike! Many former business owners are still feeling the burn of SBA loan defaults that went down during the recession. There’s no running away from this – there’s no statute of limitations when it comes to the government collecting on SBA loan defaults, even those from 2009.

Looking Forward

The deck’s been reshuffled, and a new SBA administrator’s stepping in. Positive economic conditions are forecasted, but the ripple effects of the recession on SBA loan guarantors are like to linger.

Got an SBA loan sailing into default? Time to call in the cavalry.

You’re not in this alone. Here at the Lawscape, we’re no strangers to handling SBA loan defaults. Want to find out more? Dial 1-212-460-5004 for a FREE initial consultation. Over the years, we’ve helped debtors across the nation to negotiate, compromise, and settle their SBA debt.

Thinking about why should you entrust the Lawscape with your Treasury or SBA debt problems?
– We’ve resolved millions of dollars in SBA debts via offers in compromise and negotiated repayment agreements, without forcing our clients into bankruptcy or facing home foreclosure.
– We’ve defended against millions in Treasury debts via AWG Hearings, Treasury Offset Program Resolution, Cross-servicing Disputes, Private Collection Agency Representation, Compromise offers and Negotiated Repayment Agreements.
– The Lawscape Attorneys are authorized by the Agency Practice Act to represent Federal Debtors Nationwide before the SBA, the SBA Office of Hearings and Appeals, the Treasury Department, and the Bureau of Fiscal Service.

Remember, every problem has a solution – you just need the right team to help you find it. That’s where Lawscape and the Lawscape comes in.

Lawscape Can Help You Manage Your Business Debt

If you’re struggling with business debt, we can help you understand your situation. During the initial consultation, we’ll go over the contract, and other legal documents you signed. After that, our firm will work with you to get a better understanding of your situation, and help you come up with a game plan that keeps your business alive. 

We Handle It All


Merchant Cash Advance


SBA Debt Relief


Secured Business Debt


Unsecured Business Debt

Everyone has different types of business debt. What matters is that you take it seriously. Regardless of whether it’s secured, or unsecured, you need to work with a firm that understands how to negotiate, reduce, settle, and manage, this business debt. 

Discuss your situation today

We are here to help you, and want nothing more than to help you save your business. Speak to our business debt relief specialists today.

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