HomeSBA Loan Default: Frequently Asked Questions About Administrative Wage Garnishment

SBA Loan Default: Frequently Asked Questions About Administrative Wage Garnishment

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Lawscape is dedicated to helping business owners successfully resolve their business debt without headaches, or long term consequences.

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Lawscape provides nationwide business debt relief services. We work a wide array of lenders, service providers, and types of business debt. We are able to restructure and reduce, all types of secured and unsecured business debt. 

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Our team has experience handling 10’s of millions in debt, ranging from SBA debt, to Merchant Cash Advance and more. 

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Regardless of the type of business debt you have, we can help. We have experience handling all types of secured and unsecured business debt. 


Our company is led by experienced business debt relief experts who have experience handling secured and unsecured debt nationwide. 

Failing To Repay Business Debt Isn’t The End

Many business owners think failing to repay business debt means: your business is over.

This simply isn’t true. Business debt is a problem which CAN be handled, just like everything else; but only if you take pro-active steps. Lawscape helps you understand the law, and works with you to make sure that business debt isn’t the end of your business. 

What Are Some Ways We Can Help With Business Debt Relief?

Our experienced business debt relief consultants are here to help you through this stressful time. 

Defying the Dreaded SBA Loan Default: A Comprehensive Guide on Administrative Wage Garnishment

Let’s chew the fat about something most people would rather sweep under the rug – SBA loan defaults. When someone is unable to pay their loan and **the Department of Treasury (DOT)** steps in for collection, a good old administrative wage garnishment tool is often employed. Talk about adding insult to injury to your SBA loan woes, right?

Frequently Asked Questions

Now, you must have questions up the wazoo about this whole administrative wage garnishment thing. Lucky for you, there is an informative video that’ll clear up most of your doubts. Just pop over here .

Fair is Fair: Objecting to garnishments and disputes

Regulations permit personal guarantors to squawk if they have objections to garnishments regarding the existence, amount, or current enforceability of the debt, the garnishment rate, and whether the personal guarantor has been employed less than twelve months after involuntary separation from a job. Thus, the SBA has the hard job of proving that the debt exists and what’s the correct amount.

Disputing the existence or amount of the debt? You bet it’s no cakewalk. You must establish, using verifiable evidence that the debt is a myth, or that the amount claimed is way off the mark, or it is not legally valid.

Need a Helping Hand? Here’s What the Lawscape Does

If you’re up against the ropes due to an SBA loan default, don’t sweat it. Reach out to us at 212-460-5004 for a free initial chit-chat with an experienced legal eagle from the Lawscape. Alternatively, you can find us at

Solution Assessment

Our goal? To scrutinize your SBA loan issues and guide you on possible solutions like an SBA offer in compromise for your loan default. At the Lawscape, we believe there’s always a proverbial light at the end of the tunnel.

Why Trust Lawscape With Your Treasury or SBA Debt Problems?

Walking the Talk: Proof of Success

At the Lawscape, we’ve helped many clients resolve millions of dollars in SBA debts through offer in compromise and negotiated repayment agreements. And we’ve done this without our clients needing to file for bankruptcy or face home foreclosure.

Tackling Treasury Debts

In case you’re battling with Treasury debts, we’ve been there, and we’ve done that. We’ve helped many clients fight back millions of dollars in Treasury debts through AWG Hearings, Treasury Offset Program resolutions, cross-servicing disputes, private collection agency representation, compromise offers, and negotiated repayment agreements.

Agency Accredited Attorneys

Rest easy, knowing that our attorneys at Lawscape are authorized by the Agency Practice Act to represent Federal debtors nationwide before a variety of agencies, including the SBA, the SBA Office of Hearings and Appeals, the Treasury Department, and the Bureau of Fiscal Service.

So, if an SBA Loan default has got you feeling like a cat on a hot tin roof, don’t worry. Lawscape and his team are your best bet to mitigate those woes.

Lawscape Can Help You Manage Your Business Debt

If you’re struggling with business debt, we can help you understand your situation. During the initial consultation, we’ll go over the contract, and other legal documents you signed. After that, our firm will work with you to get a better understanding of your situation, and help you come up with a game plan that keeps your business alive. 

We Handle It All


Merchant Cash Advance


SBA Debt Relief


Secured Business Debt


Unsecured Business Debt

Everyone has different types of business debt. What matters is that you take it seriously. Regardless of whether it’s secured, or unsecured, you need to work with a firm that understands how to negotiate, reduce, settle, and manage, this business debt. 

Discuss your situation today

We are here to help you, and want nothing more than to help you save your business. Speak to our business debt relief specialists today.

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