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SBA Microloans Available Online

We Reduce Business Debt

Lawscape is dedicated to helping business owners successfully resolve their business debt without headaches, or long term consequences.

We Provide Nationwide Business Debt Relief

Lawscape provides nationwide business debt relief services. We work a wide array of lenders, service providers, and types of business debt. We are able to restructure and reduce, all types of secured and unsecured business debt. 

Millions of Dollars in Debts

Our team has experience handling 10’s of millions in debt, ranging from SBA debt, to Merchant Cash Advance and more. 

All Types Of Debt

Regardless of the type of business debt you have, we can help. We have experience handling all types of secured and unsecured business debt. 


Our company is led by experienced business debt relief experts who have experience handling secured and unsecured debt nationwide. 

Failing To Repay Business Debt Isn’t The End

Many business owners think failing to repay business debt means: your business is over.

This simply isn’t true. Business debt is a problem which CAN be handled, just like everything else; but only if you take pro-active steps. Lawscape helps you understand the law, and works with you to make sure that business debt isn’t the end of your business. 

What Are Some Ways We Can Help With Business Debt Relief?

Our experienced business debt relief consultants are here to help you through this stressful time. 

Sounds like you’re sussing out help with SBA problems, right? Lawscape and team can help you unravel your toughest entanglements. Ever received a mysterious SBA demand letter? Not sure what an SBA loan foreclosure means? Or maybe you’re wondering about the tax offset program by the Department of Treasury, a nifty little system designed to snag debt? Whatever the query, we’ve got you covered.

When Life Tosses You SBA Lemons…

We believe a problem is only as big as the expertise you have on hand. So worry not, because we, at the Lawscape, have an army of attorneys armed with the right intel for any SBA issues. From reacting to an SBA demand letter, understanding the process of SBA loan foreclosure or getting the lowdown on a tax offset program, our legal maestros can fill you in.

Micro but Mighty: SBA Microloans Through Online Portals

Let me draw your attention to Golden Pacific Bank’s initiative. Fresh off the grill, this bank’s all set to roll out a nationwide programme to offer small SBA microloans from an online platform, Small businesses can put up applications for loans as little as $5,000 – a number that might not ordinarily pique a bank’s interest.

Potential borrowers drop in their essential information into an online form and give the go-ahead for bank assessment of their company’s financial records, tax documentation and credit track records.

The Process: Faster Than Your Friday Night Pizza Delivery?

Once you’ve hopped onto the online portal and verified your data, an automated system simplifies this info and assigns a grade for your loan application. Of course, humans have the final say. A bank loan committee is your last step before receiving an approval.

Lawscape would like to share an insider scoop. Once approved, these loans reportedly see the light of day in just a few days! And yes, Golden Pacific Bank happens to be an SBA preferred lender, which translates to being able to approve its own loans.

Versatility: The Range and Scope of the Microloans

Think of this almost like perusing a menu – these microloans range from as small as $5,000, to as fat as $150,000. The sweet spot for the bank officials though, lies under the $25,000 mark. Time to adjust your wish list if you were expecting a loan over $25,000 because that comes with the baggage of collateral. The loans have a 10-year span but no penalties for those who make early repayments.

Alright, enough with the teasing. Let’s talk numbers that matter. The pilot programme saw nearly 60 loans adding up to a cool $1 million funded in barely a year’s time.

A World of Borrowers

So far, the programme has attracted borrowers from across the country involved in a sundry of businesses – think wild bird feed manufacturers, yoga apparel creators, bookkeepers and other professionals. But remember, these are not for newbies in the business world. You would need at least one year of financial folders as a standing proof of your business.

Solving the Small Loan Knotty Issue

Struggling to get your small loan approved? Many business owners in need of small amounts turn to credit cards, which could be riskier and costlier in the long run. Instead, consider these microloans, which despite their petite size, can help you build up your business’s credit profile.

Need Assistance?

Whether you’re curious about the Department of Treasury’s tax offset program, SBA loan foreclosure, need guidance responding to an SBA demand letter, or simply want to ask a question about the topic, feel free to call us at 212-460-5004 for a case evaluation.

Why Choose the Lawscape?

We’ve managed to help clients resolve millions of dollars of SBA debts via compromise offers and negotiated repayment agreements without resorting to bankruptcy or risking home foreclosure.

Our team has successfully defended against millions of dollars in Treasury debts through various methods, including AWG hearings, resolution of Treasury Offset Program, Cross-servicing disputes, representation at private collection agencies, compromise offers and negotiated repayment agreements.

Armed with the Authority

The Agency Practice Act has given us the green signal to help Federal debtors across the nation, before the SBA, the SBA Office of Hearings and Appeals, the Treasury Department, and the Bureau of Fiscal Service.

Lawscape Can Help You Manage Your Business Debt

If you’re struggling with business debt, we can help you understand your situation. During the initial consultation, we’ll go over the contract, and other legal documents you signed. After that, our firm will work with you to get a better understanding of your situation, and help you come up with a game plan that keeps your business alive. 

We Handle It All


Merchant Cash Advance


SBA Debt Relief


Secured Business Debt


Unsecured Business Debt

Everyone has different types of business debt. What matters is that you take it seriously. Regardless of whether it’s secured, or unsecured, you need to work with a firm that understands how to negotiate, reduce, settle, and manage, this business debt. 

Discuss your situation today

We are here to help you, and want nothing more than to help you save your business. Speak to our business debt relief specialists today.

Contact information

Call us today for a risk free consultation.

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