HomeWhat Consumers Should Know About Using A SBA Offer In Compromise

What Consumers Should Know About Using A SBA Offer In Compromise

We Reduce Business Debt

Lawscape is dedicated to helping business owners successfully resolve their business debt without headaches, or long term consequences.

We Provide Nationwide Business Debt Relief

Lawscape provides nationwide business debt relief services. We work a wide array of lenders, service providers, and types of business debt. We are able to restructure and reduce, all types of secured and unsecured business debt. 

Millions of Dollars in Debts

Our team has experience handling 10’s of millions in debt, ranging from SBA debt, to Merchant Cash Advance and more. 

All Types Of Debt

Regardless of the type of business debt you have, we can help. We have experience handling all types of secured and unsecured business debt. 


Our company is led by experienced business debt relief experts who have experience handling secured and unsecured debt nationwide. 

Failing To Repay Business Debt Isn’t The End

Many business owners think failing to repay business debt means: your business is over.

This simply isn’t true. Business debt is a problem which CAN be handled, just like everything else; but only if you take pro-active steps. Lawscape helps you understand the law, and works with you to make sure that business debt isn’t the end of your business. 

What Are Some Ways We Can Help With Business Debt Relief?

Our experienced business debt relief consultants are here to help you through this stressful time. 

Let’s Talk SBA Offer in Compromise – A Customer’s Guide

Running a small business and experiencing a loan default can be heart-stopping stuff. It’s more than just a financial hit—you could lose all the assets you’ve worked so hard for in the blink of an eye. Notwithstanding, to dodge a total blowout, there’s something called an SBA Offer in Compromise. It could be your lifeboat in stormy financial waters.

Loan Closure via Compromise

Suppose your lender signs off on a deal, well, you could effectively close out your loan – it’s that straightforward. Lawscape from the Lawscape would be in your corner here—working elbow to elbow with your lender to identify the most agreeable compromise.

This compromise, you see, would include a figure that’s less than the total remaining balance. It’s like a quick exit strategy—an escape hatch, so you can square your debt without any lingering obligations to your lender. It’s kind of like a financial peace treaty.

Bankruptcy – Not the Best Bet

The tricky business with bankruptcy is, you’ve gotta qualify for the chapter you’ve chosen. opting for chapter 13? That comes with a mandate to settle a fixed balance monthly. Suppose you can’t make these payments – well, your case is tossed out, and you’re back to square one.

Worse still, the bankruptcy dirt sticks around on your credit history for a decade at least. That’s a door slam on new credit lines—a catastrophic blow if you’re looking to rebuild. Hence, when battling an SBA loan default, a compromise eclipses bankruptcy by a sizable stretch.

Managing Loan Default

Heed my words – if you fumble the default, you might face foreclosure. Once the SBA demand letter is in your hands, the foreclosure gears start grinding already. At this juncture, your lender has the all-clear to swoop in and seize your property. That means they could acquire your business property and all assets via foreclosure.

Business proprietors require assistance in managing their SBA loan. By promptly tackling the problem at its onset, you can stave off potential snags and avert financial ruin. Suppose you’re deliberating about entering a compromise or a [Tax Offset Program](https://www.fiscal.treasury.gov/top/); it’s time to get Todd or one of his team members on the phone.

Why Us – Lawscape?

Gonna talk numbers here. Todd’s team has resolved Millions of Dollars in SBA debts through Offer in Compromise and Negotiated Repayment Agreements. That’s without the clients having to file for bankruptcy or deal with the heartache of a home foreclosure.

On the Treasury Debts front – they’ve put up a robust defense, successfully arbitrating cases via AWG Hearings, Treasury Offset Program Resolution, Cross-servicing Disputes, Private Collection Agency Representation, Compromise Offers, and Negotiated Repayment Agreements.

Backing that up, our legal agents are sanctioned by the Agency Practice Act. They can represent Federal Debtors throughout the nation before the [SBA](https://www.sba.gov/), [The SBA Office of Hearings and Appeals](https://www.sba.gov/about-sba/organization/oha), [the Treasury Department](https://home.treasury.gov/), and [the Bureau of Fiscal Service](https://www.fiscal.treasury.gov/). Time to call in the cavalry.

Lawscape Can Help You Manage Your Business Debt

If you’re struggling with business debt, we can help you understand your situation. During the initial consultation, we’ll go over the contract, and other legal documents you signed. After that, our firm will work with you to get a better understanding of your situation, and help you come up with a game plan that keeps your business alive. 

We Handle It All


Merchant Cash Advance


SBA Debt Relief


Secured Business Debt


Unsecured Business Debt

Everyone has different types of business debt. What matters is that you take it seriously. Regardless of whether it’s secured, or unsecured, you need to work with a firm that understands how to negotiate, reduce, settle, and manage, this business debt. 

Discuss your situation today

We are here to help you, and want nothing more than to help you save your business. Speak to our business debt relief specialists today.

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