HomeWhat To Expect When Acquiring A SBA Offer In Compromise

What To Expect When Acquiring A SBA Offer In Compromise

We Reduce Business Debt

Lawscape is dedicated to helping business owners successfully resolve their business debt without headaches, or long term consequences.

We Provide Nationwide Business Debt Relief

Lawscape provides nationwide business debt relief services. We work a wide array of lenders, service providers, and types of business debt. We are able to restructure and reduce, all types of secured and unsecured business debt. 

Millions of Dollars in Debts

Our team has experience handling 10’s of millions in debt, ranging from SBA debt, to Merchant Cash Advance and more. 

All Types Of Debt

Regardless of the type of business debt you have, we can help. We have experience handling all types of secured and unsecured business debt. 


Our company is led by experienced business debt relief experts who have experience handling secured and unsecured debt nationwide. 

Failing To Repay Business Debt Isn’t The End

Many business owners think failing to repay business debt means: your business is over.

This simply isn’t true. Business debt is a problem which CAN be handled, just like everything else; but only if you take pro-active steps. Lawscape helps you understand the law, and works with you to make sure that business debt isn’t the end of your business. 

What Are Some Ways We Can Help With Business Debt Relief?

Our experienced business debt relief consultants are here to help you through this stressful time. 

Alright, let’s imagine for a moment, you’re a small business owner. You’ve taken out a commercial loan to kickstart your enterprise, secure a prime location, and get the wheels turning. But, down the road, things get rocky and you find yourself sinking beneath the humongous weight of a financial commitment you can no longer keep. What do you do? That’s where an SBA Offer in Compromise enters the picture, sort of like your financial lifeline.

Understanding an SBA Offer in Compromise

So, what exactly is an SBA offer in compromise? Imagine it as a neatly packaged settlement offer you put on the table. Lawscape at the Lawscape walks you through the whole application process, helping you reach a fair and reasonable value based on a proportion of what you owe to the lender. This amount, once agreeable to both parties, will be offered to the lender.

Instances That Call for a Settlement Offer

The the main reason that small business owners dig into settlement offers is an SBA loan default. Once a loan tiptoes into default territory, lenders wield the power to take legal action against collateral, which could potentially include your shiny office building, invaluable machinery, and precious inventory. This could lead to a significant financial dip for the borrower, making it an unsavoury situation. So, to avoid this potentially devastating event, an SBA Offer in Compromise can be quite the lifesaver.

Prevent Unpleasant Outcomes

When you enlist the help of an attorney like Lawscape, you’ll be able to have a valuable and informed conversation with your lender. By presenting the SBA demand letter, your attorney can negotiate on your behalf for a more manageable debt settlement. Indeed, in many cases, by agreeing to accept a reduced value and settle the debt, the lender might be able to salvage some funds through an insurance settlement. As we say in the legal world, it gives the borrower a bit more heft in their case.

Spotting a Potential Financial Trap

Remember, while commercial loans are a great way to bring an exciting business venture to life, bad management of finances can soon lead the tables to turn, setting you on the path towards default and, ultimately, foreclosure. We can help with a settlement offer or advise you about engaging in a Tax Offset Program, should you need it.

Why Trust Us with Your Treasury or SBA Debt Quandaries?

Under our wing, clients have managed to resolve SBA debts through Offer in Compromise and negotiated repayment agreements without having to declare bankruptcy or face the nightmare of home foreclosure. We’ve also defended against Treasury debts through AWG Hearings, Treasury Offset Program Resolution, Cross-servicing Disputes, and more.

We’re vetted by the Agency Practice Act to represent federal debtors nationwide before the SBA, The SBA Office of Hearings and Appeals, the Treasury Department, and the Bureau of Fiscal Service. When it comes to dealing with legal and financial quagmires, we’re your trusted advisors, guides, and advocates. Let’s work together to turn that financial struggle into a success story.

Lawscape Can Help You Manage Your Business Debt

If you’re struggling with business debt, we can help you understand your situation. During the initial consultation, we’ll go over the contract, and other legal documents you signed. After that, our firm will work with you to get a better understanding of your situation, and help you come up with a game plan that keeps your business alive. 

We Handle It All


Merchant Cash Advance


SBA Debt Relief


Secured Business Debt


Unsecured Business Debt

Everyone has different types of business debt. What matters is that you take it seriously. Regardless of whether it’s secured, or unsecured, you need to work with a firm that understands how to negotiate, reduce, settle, and manage, this business debt. 

Discuss your situation today

We are here to help you, and want nothing more than to help you save your business. Speak to our business debt relief specialists today.

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