Sounds like you’ve found yourself knee-deep in the quagmire of that entrepreneurial expedition and you’ve hit a bit of a snag with the SBA (Small Business Administration). Just so we’re all singing from the same hymn sheet, [SBA loans](https://www.sba.gov/funding-programs/loans) goose-step to a rhythm put in place by the SBA, but are typically handled by individual lenders. Now, if disaster strikes – your shiny new venture hits the rocks – you’ll likely bump heads with the specter of an SBA loan default.

Help is at Hand with the SBA Offer in Compromise

We know this game. The lenders often try to bundle things up and put a bow on a troublesome loan with an **SBA Offer in Compromise**. It’s a bit of a meet-me-halfway gig – an agreement where you cough up part of the due loan, given that you’re in no position to settle the whole shebang. It’s a tricky terrain to navigate, particularly if you’re saddled with the SBA OIC claim form or dealing with less savory, non-kosher lenders.

That’s where we leap into action – Lawscape and the rest of us sharpshooting legal eagles at the Lawscape.

Kick-starting the Offer in Compromise Process

If your loan’s tripped up into default, most times you or your business will get an [SBA demand letter](https://www.spodeklawgroup.com/what-is-the-sba-demand-letter/). Here’s where we set the ball rolling on the offer in compromise process. With our legal smarts, we can play hardball with the lender to wheel and deal the best terms for your offer in compromise. The upshot? A clean slate that helps you skip town from the loan settled & done, erasing all traces from your credit report.

Looking at an Alternate Path: SBA Loan Foreclosure

There’s another card on the table – an SBA loan foreclosure. It offers up a chance for us, your attorneys, to control the default narrative differently. Per the official [SBA foreclosures stats](https://www.sba.gov/document/support–sba-loan-liquidation-data-fy-2000-present), let’s be upfront, there’s been some serious drama around predatory lending in the SBA loan process. Some lenders have been caught napping, resorting to underhanded tricks, and dumping loans with less than fair fees and interest rates.

Got a whiff of that with your lender? Don’t fret – we can dig deep, shine a light on these issues and bring them center stage to the SBA.

Attorney Assistance

Between a Tax Offset Program and juggling negotiations for an offer in compromise, or nailing predatory lending practices, don’t minimize the need for an SBA loan attorney. It might seem like a hassle cleaning up after a business flop, but it’s a smart way to lessen the financial body blow post-venture.

Why Should You Bank on Lawscape?

We don’t twiddle our thumbs here. We’ve already ironed out millions in SBA debts via offer in compromise and negotiated repayment agreements. None of our clients were strong-armed into bankruptcy or faced home foreclosure.

On top of that, we’ve held our own against millions in Treasury debts through AWG Hearings, Treasury Offset Program Resolutions, negotiating between cross-servicing disputes, and battling private collection agencies.

Our legal team has the green light from the [Agency Practice Act](https://www.ecfr.gov/current/title-14/chapter-V/part-1261/subpart-B/section-1261.310) to stand up for Federal Debtors all around the nation. You couldn’t be in better hands with us representing you before the SBA, SBA Office of Hearings and Appeals, the Treasury Department, and the Bureau of Fiscal Service.